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GROWTH IN HIGH-DEDUCTIBLE PLANS ARE UP 18% IN 2012

July 5, 2012

More than 13.5 million people were covered in January by high-deductible health plans that are eligible for health savings accounts (HAS/HDHPs), an increase of more than 18% since January 2011, according to a late May survey released by America’s Health Insurance Plans.

The association, which represents most insurers, noted that the number of people in HAS/HDHPs has tripled over the past five years, from 4.5 million enrollees in January 2007.

HAS/HDHPs couple tax-deductible health savings accounts that are used to pay out-of-pocket medical expenses with HDHPs.

For 2012, the annual deductibles for self-only HAS/HDHP coverage range from $1,200 to $6,050. For family coverage, deductibles range from $2,400 to $12,100, according to the survey. In addition, monthly premiums ranged from highs of $470 for single coverage in Tennessee and $1,201 for family coverage in New Hampshire, to lows of $206 in South Dakota for single coverage and $423 for family coverage in Iowa.   07.05.2012.